Post by extreme_pica on Aug 12, 2013 0:01:02 GMT 8
Dear all,
Need your advise on whether I should claim third party or my own insurance.
I was travelling along Punggol Dr on the left lane. It was a two lane same directional road. In another 50m ahead, I will turn left to my HDB car park.
This cement truck was on my right lane. coming behind me. The truck eat into my lane and bump my car right rear and dragged all the way on my car right side. I try to horn him and I think he did not see my car entirely. When I saw the head of the truck on my right window, fearing he will crush me, I immediatelly then steer to the left.
My wife was at the left front passegner seat. Fearing that my car will hit the left kerb and overturn, I brake and steer back to my right again. By this time the truck already passed me. My car skidded and spin 180 degree, finally stop at the right lane and facing against the traffic.
Ambulance and police came.
I managed to get a witness who is driving just behind me on the left lane as well, who saw the entire accident. She saw the truck travelling past her car on the right lane, cut into my left lane and hit my vehicle right rear and swip my right side. TP had took her statement.
Another thing is after the cement driver got off his truck, he try to blame me and said I was at fault first. I had a feeling he might spin up some story to cover up his fault.
I had photos at the front page of this thread, showing my car damage on the right side.
Left and front totally no damaged.
The cement had damages on his left front headlight only.
There was also skid marking on the road made by the truck showing he cut into my lane.
Based on all this information, do you think my case is strong enough to claim against third party insurance?
Or it is better I claim my own insurance?
By the way, actually I am more keen towards claiming third party.
Really need you guys valuable advise.
Thank you very much for the help!
Btw, my car was towed to my insurer, directasia authorised workshop, Ah Lim Motor. Any reviews on this workshop?
Need your advise on whether I should claim third party or my own insurance.
I was travelling along Punggol Dr on the left lane. It was a two lane same directional road. In another 50m ahead, I will turn left to my HDB car park.
This cement truck was on my right lane. coming behind me. The truck eat into my lane and bump my car right rear and dragged all the way on my car right side. I try to horn him and I think he did not see my car entirely. When I saw the head of the truck on my right window, fearing he will crush me, I immediatelly then steer to the left.
My wife was at the left front passegner seat. Fearing that my car will hit the left kerb and overturn, I brake and steer back to my right again. By this time the truck already passed me. My car skidded and spin 180 degree, finally stop at the right lane and facing against the traffic.
Ambulance and police came.
I managed to get a witness who is driving just behind me on the left lane as well, who saw the entire accident. She saw the truck travelling past her car on the right lane, cut into my left lane and hit my vehicle right rear and swip my right side. TP had took her statement.
Another thing is after the cement driver got off his truck, he try to blame me and said I was at fault first. I had a feeling he might spin up some story to cover up his fault.
I had photos at the front page of this thread, showing my car damage on the right side.
Left and front totally no damaged.
The cement had damages on his left front headlight only.
There was also skid marking on the road made by the truck showing he cut into my lane.
Based on all this information, do you think my case is strong enough to claim against third party insurance?
Or it is better I claim my own insurance?
By the way, actually I am more keen towards claiming third party.
Really need you guys valuable advise.
Thank you very much for the help!
Btw, my car was towed to my insurer, directasia authorised workshop, Ah Lim Motor. Any reviews on this workshop?