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Post by dzulpink on Dec 2, 2010 19:22:16 GMT 8
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Post by appletree on Dec 2, 2010 21:12:52 GMT 8
A bit vague on the legal description on Private Use Only and Pte Use and Communing to Work. When I choose Private Use.....they said cannot go to work with the car. When I choose Private Use and Communing to Work......they said cannot use car during the course of work. I am allow to drive during the course of work for 5 times/year and I must inform them by SMS, Phone, Email... WOW, what kind of crap it that...... Quote me $800 might well I pay 100 more for Income....... BTW how much is your premium......
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Post by dzulpink on Dec 2, 2010 21:29:24 GMT 8
They quote $777.70 where income quote me $995.35.Both with $600 excess. by the way i also choose For private use and commuting to work
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Post by appletree on Dec 2, 2010 21:35:22 GMT 8
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Post by appletree on Dec 2, 2010 21:37:29 GMT 8
If you have a income living or life policy....you get another 5% DISC leh..... They quote $777.70 where income quote me $995.35.Both with $600 excess. by the way i also choose For private use and commuting to work
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Post by dzulpink on Dec 3, 2010 0:23:09 GMT 8
Thanks bro,i will check with aviva also.
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Post by SkyRay on Dec 3, 2010 6:40:40 GMT 8
bro, i'm currently with directasia... First year with it, after comparing aviva, ntuc & other major insurers....
Ntuc quote was the most expensive.... Aviva & directasia differs by a couple of dollars...
Went w directasia cos' i find it more transparent...
At the end of e day, motor insurance are jus motor insurance, as long as it is legitimate, why pay more?
Nowadays, insurance is just a paper to allow u to drive, if u do involve in minor accidents, we usually opt for out-of-pocket anyway... But if claiming e other party, then our own policy is not affected & thus itss another story...
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Post by sfrtuscani on Dec 3, 2010 8:56:31 GMT 8
Aviva quoted me cheaper den directasia by 100++
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Post by lionellll on Dec 3, 2010 10:35:12 GMT 8
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Post by dzulpink on Dec 3, 2010 18:28:32 GMT 8
I am getting insurance for the insured + one name driver age below 26 years old.... income $995.35 with excess $600 for both and insure driver Directasia $777.70 excess $6000 for both Aviva much cheaper than direcasia but name driver below 26 years old is $2500 + excess anyway i will try out all the options before insurance expire on 16 dec 10 sians already, come out money dont know who to give
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Post by SkyRay on Dec 7, 2010 15:16:39 GMT 8
wahaha..... Money give me lah bro!
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Post by dzulpink on Dec 8, 2010 11:40:13 GMT 8
Pity me i have to ask my son to top some$$ for me lah...... no need lah sky give you..this year how many time you go holiday already ?I haven`t don`t worry by end of this month you will have very fat pocket ......Year end bonus....Yaaahooo!
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Post by SkyRay on Dec 8, 2010 21:21:16 GMT 8
if like that say... then everyone will also pocket fat fat this year end mah... All got bonus....
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Post by SkyRay on Dec 8, 2010 21:23:48 GMT 8
my tis year holidays all self-drive up north, all budget-budget one... No aeroplane, no ferry, no snow, no beach...
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Post by SkyRay on Dec 8, 2010 21:24:56 GMT 8
back to topic, so which insurer u 'deposited' yr money with???
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Post by dzulpink on Dec 9, 2010 6:40:40 GMT 8
most probaly directasia.... being busy lately hope to settle by this week...
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Post by sfrtuscani on Dec 10, 2010 0:28:22 GMT 8
my tis year holidays all self-drive up north, all budget-budget one... No aeroplane, no ferry, no snow, no beach... heehee... U speeding on NS highway is flying low mah.. Den genting have snow city.. The coastline of wdlands n jb have beach mah
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Post by SkyRay on Dec 10, 2010 6:24:14 GMT 8
wow sfr... Your imagination VERY good hor? ?
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Post by sfrtuscani on Dec 10, 2010 18:39:24 GMT 8
:-) thank u
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Post by dzulpink on Dec 13, 2010 16:17:23 GMT 8
Update.....insurance comfirm with with directasia {paid] now going to pay road tax.......on the way home visit Ming Gee bought fuel filter...going to fix it soon...
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Post by appletree on Dec 14, 2010 0:37:04 GMT 8
Bro, Is it Fuel Filter or Oil Filter ? Understand the fuel filter is submerged in our fuel tank leh ? If really fuel filter can share with me the part number and cost ?? I will probably go for Income 883 Aviva 889 and directasia 807. These 2 got voluntary excess leh.......which add to the own excess....... Update.....insurance comfirm with with directasia {paid] now going to pay road tax.......on the way home visit Ming Gee bought fuel filter...going to fix it soon...
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Post by dzulpink on Dec 14, 2010 3:11:06 GMT 8
Mine is the old caren 2 ,I`ve check with the guy at ming gee the fuel filter is external.... will get lt install this few days.......part #KA0K2AA 20 490 Filter assy-fuel EGI.
what is voluntary excess...which add to own excess??
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Post by appletree on Dec 23, 2010 17:35:02 GMT 8
Oops....miss out your question.... Voluntary Excess is extra excess you want to commit on top of the own excess assigned by the insurance company. For eg. your excess is $600, and you willing to add $1000 VE then your total excess is $1600. This lower your premium lor..... Just bought Income.....883. Free NCD Protector and can pay by installment (12mths). So good.... Mine is the old caren 2 ,I`ve check with the guy at ming gee the fuel filter is external.... will get lt install this few days.......part #KA0K2AA 20 490 Filter assy-fuel EGI. what is voluntary excess...which add to own excess??
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Post by sfrtuscani on Dec 24, 2010 10:10:29 GMT 8
Wah!!! Can instAllment... Never try b4 thank u for the info
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Post by appletree on Dec 24, 2010 11:44:41 GMT 8
Yes. Even Road Tax. I paid my road tax today by installment also. Diner's Club offer 3 or 6 mth interest free for Road Tax..... Wah!!! Can instAllment... Never try b4 thank u for the info
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